PAYMENT PRICING
The whole picture.
Not just the headline rate.
Your processing costs depend on how you sell. Understand the moving parts, then ask for a quote around your actual business.
Request a tailored quoteKNOW WHAT GOES INTO YOUR COSTS
A useful quote
leaves fewer questions.
Look at the transaction charges and everything around them. Compare written proposals using the same sales volume, transaction mix and equipment needs.
Understand processing feesTransaction costs
Percentage rates, per-transaction charges and any differences by payment type.
Recurring charges
Account, software, gateway or other recurring fees included in the proposed setup.
Equipment & setup
Purchase, rental or lease arrangements, installation and compatibility.
Terms & exceptions
Contract length, cancellation terms, refunds, disputes and other conditional charges.
START WITH YOUR CURRENT STATEMENT
What’s your
effective rate?
Your effective rate is a snapshot of total processing fees relative to card sales. It helps you look beyond the advertised percentage.
For a useful comparison, use matching statement periods and include the same types of fees.
Explore your statementSee the bigger picture.
Use sales and fees from the same statement period.
Fees ÷ card sales × 100. The starting values are an illustration, not a quote or savings estimate. Include the same fee types when comparing periods.
UNDERSTAND THE STRUCTURE
Different models.
Better questions.
Flat-rate
A defined rate for a payment category. Ask which fees and exceptions sit outside it.
Interchange-plus
Underlying interchange with a separate provider markup. Ask for the full fee schedule.
Tiered
Transactions grouped into categories. Ask how your actual payments are classified.
These explain common industry models. Tillcrest’s offered model and fee schedule must be confirmed in your written quote.
LET’S TALK PAYMENTS
Your next chapter.
A better way to get paid.
Tell us a little about your business.
Let’s find a payment setup that fits.